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Rental Yield Calculator

Calculate gross and net rental yield for a buy-to-let property. Gross yield uses rent only. Net yield deducts annual running costs to show the return you actually keep.

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Management fees, insurance, maintenance, ground rent, service charge, and other annual costs.

Enter property details

Gross and net yield will appear here.

A gross yield of 6–8% is commonly used as a buy-to-let screening threshold. Net yield of 4–5% after costs is more realistic for most UK markets.

Frequently asked questions

What's the difference between gross and net rental yield?

Gross yield is annual rent divided by purchase price, with no costs deducted. Net yield subtracts annual running costs first, so it reflects the return you actually keep.

What counts as an annual running cost?

Management fees, insurance, maintenance, ground rent, service charge, and any other recurring costs of holding the property. Mortgage interest is not included in this yield calculation.

What's a good rental yield in the UK?

A gross yield of 6–8% is a common buy-to-let screening threshold, while a net yield of 4–5% after costs is more realistic for most UK markets.

Does rental yield account for mortgage costs?

No. Yield measures return on the property's value, not on the cash you invested. To see cashflow after mortgage interest, use the buy-to-let cashflow calculator instead.

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