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Stamp Duty Calculator 2026

Work out the tax due on a residential property purchase. Select the UK nation, buyer profile, and price to see the latest SDLT, LTT, or LBTT total with a transparent band-by-band breakdown.

What’s included

  • Current England & Northern Ireland SDLT, Welsh LTT, and Scottish LBTT rules.
  • Support for main residences, additional properties, and first-time buyer relief.
  • Clear tables showing the rate applied to each band so you can explain the total.

Choose the UK nation where the property is located.

Select whether you are buying a main residence, an additional property, or using first-time buyer relief.

£

Enter the agreed purchase price before fees and incentives.

Figures cover residential property. Mixed-use or commercial purchases follow different thresholds. For complex cases, confirm the result with your conveyancer.

Enter purchase details

Fill out the form to see your stamp duty total. We’ll show the breakdown immediately after you submit.

First-time buyer relief can remove SDLT on the first £300,000 of a purchase up to £500,000 in England and Northern Ireland.

Frequently asked questions

How is UK stamp duty (SDLT) calculated?

SDLT is charged in bands — you pay the rate for each portion of the price that falls within a band, not a single flat rate on the whole price. This calculator applies the current England & Northern Ireland SDLT bands, Welsh LTT bands, or Scottish LBTT bands depending on the region you select.

Do first-time buyers pay stamp duty?

First-time buyers in England and Northern Ireland get relief on the first portion of the purchase price, up to a price cap. Select “First-time buyer” as the buyer type to apply this relief automatically.

Is stamp duty different in Wales and Scotland?

Yes. Wales charges Land Transaction Tax (LTT) and Scotland charges Land and Buildings Transaction Tax (LBTT), both with their own bands and rates that differ from England and Northern Ireland’s SDLT.

Do I pay a surcharge on a second property or buy-to-let purchase?

Yes. Additional residential properties — including buy-to-let purchases — carry a surcharge on top of the standard rates in every UK nation. Select “Additional property” as the buyer type to include it.

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